Estimated Net Pay Calculator

This calculator is designed to show how your agreed locum rate translates into take-home pay when working through Recruit4Vets PAYE scheme

Simply enter your hourly or daily client charge rate and we will estimate:

• Your total taxable pay under PAYE
• Your estimated take-home pay after tax, National Insurance and pension contributions

Calculator

Enter your agreed hourly or daily client charge rate below. This calculator estimates how that rate is split between the rate charged to the client, the employment costs, your taxable pay including rolled up holiday pay, pension contributions and your estimated take-home pay.

This calculator provides an estimate only for the 2026/27 tax year. Actual take-home pay may vary depending on tax code, payroll setup, pension arrangement, student loan deductions and personal circumstances.